INSURANCE COMPANIES KILL PEOPLE
The most obvious reason why people are dying for lack of healthcare coverage in the United States is the massive number of uninsured people -- 47.5 million. They have no coverage. They have been rejected and THEY DIE:
They die:
1. because they are sick (pre-existing conditions) and insurance companies reject them.
2. because they are poor (no money to purchase insurance or pay the co-pays and deductibles).
3. they have lost their job and their insurance
4. because they don't go to the doctor or emergency room or show up too late because they have no money.
5. because once they get to the emergency room, they need protracted chemo, extensive testing, massive dentistry, high priced prescription drugs, a primary care physician, surgery or some other costly care not provided to people who have no form of coverage.
THEY DIE!
The average cost of insurance for famiolies who are not covered by their employer is $11,000. For many individuals and families, this may constitute one/third or one/fourth of their income. They buy insurance, they have nothing to live on.
BUT EVEN MORE PEOPLE DIE BECAUSE THEY HAVE INSURANCE! As many as 80 million or more of us do not have adequate insurance even though they think they are covered.
THEY DIE:
1. because they've paid huge amounts of money for insurance for many years.
2. because they think they have purchased insurance that will pay for their illnesses when they occur.
3. because they bought "affordable" insurance which turned out to be stripped down, cheap, partial insurance that didn't cover much of anything.
4. because they think they are wealthy enough to pay for any healthcare crisis that is faced by themselves and their family.
5. the health insurance companies have protected themselves fron thousands of healthcare conditions in order to increase their profits.
6. even though there are thousands of lawsuits against the insurance companies, some resulting in millions of dollars in damages to the people they have wronged, still they are able to avoid most legal consequences to their actions.
7. according to recent statistics, worldwide , the United States continues to have the worst results among all of the industrialized nations. 101,000 people die unnecessarily in the U.S. healthcare system each year -- unnecessarily.
Tuesday, March 4, 2008
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